Shepard Accounting & Tax Service
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Calculators

Tools to help keep you on track for a secure future.

Here's a library of financial calculators to help you start planning your financial future—for fun try the years to become a millionare. 

 

Interactive calculations, dynamic graphs, and fully customizable reports are just a few of the features our calculators employ to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point on the road to a secure future.

Years to Become a MillionaireThis calculator computes the number of years it will take for an initial investment along with monthly contributions to accumulate to $1 million.
Paycheck Calculator - HourlyThis calculator computes gross and net pay for an hourly paycheck and displays the various withholdings.
Mortgage CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Auto Loan Payment CalculatorUse this calculator to calculate an auto loan amount based on your desired monthly payment or to calculate a monthly payment based on an auto loan amount.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Minimum IRA DistributionUse this calculator to determine the amount that the federal government requires you to withdraw annually from your IRA.
Loan CalculatorUse this calculator to view the total interest and total payment for a mortgage based on the loan amount, years of payments, and annual interest rate you enter.
Mortgage Refinance BreakevenUse this calculator to determine if you should refinance your mortgage and when you will break even.
Loan Amortization CalculatorUse this calculator to calculate a loan amount based on your desired monthly payment or to calculate a monthly payment based on a loan amount.
Social Security CalculatorEstimate your Social Security benefits using the Social Security Administration's Quick Calculator.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Paycheck Calculator - SalariedThis calculator computes net or gross pay for a single paycheck and displays the various withholdings.
IRA Distribution Before Age 59 1/2 CalculatorThis calculator computes exceptions from the penalty for early distribution (before age 59 1/2) from an IRA.
Qualify for Home PurchaseThis calculator indicates whether or not you qualify for a conventional mortgage.
Time To Payoff Credit CardUse this calculator to calculate the monthly payment and length of time it will take to pay off your credit card.

 

 

lorra@shepardaccounting.com